The U.S. Department of Labor website provides general information about the Affordable Care Act. Employees may reference the site for general information about how the ACA impacts their health coverage.
The Affordable Care Act requires employer health plans to provide coverage for certain items. Specifically, employment-based group health plans must, under the ACA,
- Provide dependent coverage up to age 26,
- Prohibit preexisting condition exclusions
- Offer easy-to-understand summaries of the plan’s benefits and coverage
- Cover preventive services and essential health benefits, and
- Implement claims and appeals rules
Employers should be familiar with requirements relating to their group health plans. The information from the DOL may be a helpful resource for a basic understanding of the ACA. The webpage may be accessed by clicking here.
