Nondiscrimination Testing

Testing Sections 79, 105(h), 125, 127, 129, 137

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Easy data collection & submission

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Fast Test Results

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Failed Test Remediation Help

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The Benefits

Broad Test Coverage

Our testing suite covers Cafeteria, Health & Dependent Care FSA, HRA and Self-insured, and Group Term Life.

Recommendation Reports

We generate Consequences and Recommendations Reports for tests that fail Nondiscrimination Testing and offer retesting once corrections have been made.

HIPAA-compliant system

BAS is a SOC2-compliant company, and it securely archives data and documents for 7 years.

Automated

You don't have to determine your highly compensated and Key employees; we do that for you.

Data Validation

Our process automatically detects errors and inconsistencies in your data to ensure accuracy.

What do you get?

Data Archived for 7 years

Certified by leading Benefits attorney

Simple Excel template for testing data

Detailed Results Reports

Recommendations to address testing failure

Automatically determines Highly Compensated Group

Supports Top 20% Paid Group Election

Calculations based on EBIA** interpretation of IRS Code

Dedicated compliance analyst

Full-service data mapping

Identify and fix inconsistencies in data

Tests

Most Popular Plans Purchased

Cafeteria Plans
(Section 125)

Determines whether eligibility to participate in the plan favors highly compensated individuals (HCls)

Health FSA
(Section 105(h))

Determines if eligibility and benefits discriminate in favor of highly compensated employees.

Dependent Care FSA
(Section 129)

Determines Dependent Care Assistance Programs (DCAPs) don't disproportionately benefit highly compensated employees.

Adoption Assistance
(Section 137)

Examines whether employer-provided adoption assistance benefits are distributed fairly among employees.

HRA
(Section 105(h))

Determines whether the HRA benefits provided by an employer are fairly distributed among all eligible employees without showing preference to HCIs.

Self-Insured
(Section 105(h))

Determines whether the benefits provided by self-insured health plans are distributed fairly among all eligible employees, without discriminating in favor of HCIs.

Group Term Life
(Section 79)

Ensures that the group-term life insurance benefits offered by an employer do not disproportionately favor highly compensated employees over other staff, ensuring fair and equitable distribution of benefits within the workforce.

Educational Assistance
(Section 127)

Examines whether the educational benefits provided by an employer are equally accessible to all eligible employees, without favoring HCIs.

Discover seamless nondiscrimination testing with our streamlined services. Simplifying data collection is at the core of what we do. Access our user-friendly Excel template to experience firsthand how effortless and straightforward data collection can be. Unlock the simplicity of our process and ensure compliance with ease.

Download Data Collection Excel®

Fees

Fee Basis

Single Test1

Total FT & PT employees

Initial Run Fees2

Rerun Fees3,4

1 - 249

$288

$259

250 - 999

$444

$377

1,000 - 2,499

$825

$577

2,500 - 4,999

$1,620

$810

5,000 - 9,999

$3,000

$1,500

 

Fee Basis

2 or More Tests1

Total FT & PT Employees

Initial Run Fees2

Rerun Fees3,4

1 - 249

$734

$661

250 - 999

$1,132

$1,019

1,000 - 2,499

$2,104

$1,894

5,200 - 4,999

$4,131

$3,718

5,000 - 9,999

$7,650

$6,885

  1. A "2 or More Tests" scenario involves the amalgamation of two or more tests run at the same time.
  2. Initial Runs are only available for the immediate prior year or the current plan year, as measured by then current date.
  3. Reruns must be for a year in which Initial Runs were performed and Fees paid in full.
  4. Reruns will only be run for the tests for the immediate prior year or current plan year, as measured by then current date.
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Cafeteria Plans (Section 125)

25% Key Employee Concentration Test

Eligibility Test

Safe Harbor Percentage Test (Eligibility Test)

Contributions and Benefits Test

Availability

Utilization

Health FSA (Section 105(h))

Eligibility Test

Non-Discriminatory Classification

70% Test

70%/80% Test

Benefits Test

Dependent Care (Section 129)

More-than-5% Owners Concentration Test

55% Average Benefits Test

Eligibility

Safe Harbor Percentage Test (Eligibility Test)

Contributions and Benefits

Adoption Assistance (Section 137)

Eligibility Test

Non-Discriminatory Classification

More-than-5% Owners Test

HRA (Section 105(h))

Eligibility Test

Non-Discriminatory Classification Test

70% Test

70%/80% Benefits Test

Benefits Test

Self-Insured (Section 105(h))

Eligibility Test

Non-Discriminatory Classification

70% Test

70%/80% Test

Benefits Test

Group Term Life (Section 79)

Eligibility Test

70% Test

85% Test

Reasonable Classification Test

Cafeteria Plan Piggyback Test

Benefits Test

Educational Assistance (Section 127)

Eligibility Test

Non-Discriminatory Classification Test

More-than-5% Owners Test

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