Q.- An employee just had a baby. He would like to enroll in our dependent care assistance plan due to the life event. His wife will be home for five months to care for the baby, and he won’t need care until the wife goes back to work. Should he enroll now or later?
In a recent Puerto Rico court case, Rivera v. Union de Tronquistas de Puerto Rico Local 901, an employee sued for failing to receive a COBRA notice.
Under the Affordable Care Act, insurers and group health plans are required to provide a summary of benefits and coverage (SBC), in easy to understand language, to plan participants, beneficiaries, and other individuals who ask about plan coverage. A plan (or its administrator) that willfully fails to provide an SBC may be fined up to $1,000 for each failure.
Q.- My doctor is restructuring his practice and is now charging a flat concierge fee in order to see him. Can this fee be reimbursed from my health FSA?
All U.S. employers must verify each employee’s identity and authorization to work in the United States. To do this, employers must complete Form I-9 for each individual hired for employment (citizens and noncitizens). Form I-9 is completed by both the employer and the employee and must be retained during employment.
Applicable Large Employers (employers with 50 or more full-time equivalent employees) should have completed their employee shared responsibility reporting for the 2015 plan year. IRS 1095 forms should have been distributed to full-time employees and covered employees by March 31.
Q.- We have 15 employees, but last year we were part of a company with 100+ employees. Will mini-COBRA or federal COBRA apply to us? What happens to our former employees on COBRA now?
New York and California have new laws that raise the minimum wage in their states to $15 per hour.
By now, applicable large employers and employers with self-funded plans should have furnished 1095 forms to their employees and covered individuals. Some individuals may be contacting employers to advise them of mistakes on the forms.
Q.- We offer a HDHP with an HSA. We also offer a FSA with a runout period. Can someone who is participating in the FSA for 2015 enroll in the HDHP/HSA even though the plan has a runout?
Proper COBRA administration was implicated in a wrongful termination lawsuit filed in the Western District of Louisiana. In Newton v. Prator, the plaintiff, Cory Newton, a former deputy sheriff, sued Steve Prator, the sheriff, alleging that his rights were violated when he was fired for refusing to sign a reprimand.