News-to-Use

Question of the Week - COBRA Notices in Non-English Languages

Q.- Do we have to provide a COBRA qualifying event election letter in a non-English language if we know the recipient does not speak English?
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Question of the Week - COBRA Upon Company Going out of Business

Q.- We are going out of business. What do we do about our employees’ benefits? Our business is part of a controlled group but our employees don’t have anything to do ...
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Question of the Week - Late COBRA Payment

Q.: What happens if a former employee on our health plan through COBRA makes a late payment?
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Question of the Week - COBRA and FSA Carryover

Q.: An employee terminated employment. He did not have a health FSA election for the plan year, but he did have a carryover balance from prior years. Should he be given ...
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Question of the Week - Retirement and FSA

Q.- An employee is retiring in July. He elected a $3,300 FSA contribution. Can he be reimbursed for the full election even though the total amount will not have been ...
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Question of the Week - COBRA for Terminated Employee Moving Out of ...

Q.- An employee is terminating employment, and we know he is moving far away. Do we have to offer him COBRA if we know he will be outside our plan’s coverage area?
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Question of the Week - Resuming COBRA After Terminating Coverage

Q.- A former employee continued coverage under COBRA. She terminated COBRA effective 12/31/2024 and enrolled in a Marketplace plan starting 1/1/2025. She doesn’t like ...
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Question of the Week - Timing of COBRA Start Date

Q: A former employee did not have to use coverage during the month she left employment. She wants to start COBRA at the beginning of the second month. We would be fine ...
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Question of the Week - Plan Offered to COBRA Continuant

Q.- An employee terminated employment and is receiving a COBRA election. She was on our buy-up plan but says she wants to have our standard plan under COBRA. Do we have ...
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Copies of Qualifying Event Letters

Did you know that when you process a COBRA or Continuation of Coverage qualifying event letter in MyEnroll360 it is available for download on the next business day?
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