Question of the Week

Posted by Marla Roshkoff - 03 May, 2012

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Q- We have an Employer Group Waiver Plan (EGWP) with a wrap that supplements CMS Medicare prescription drug coverage. Should we offer a COBRA coverage election for the wrap portion of the EGWP?

A- Probably yes. The "wrap" part of the EGWP may be subject to COBRA continuation coverage requirements. The "wrap" is an employer-provided group health plan supplementing Medicare. COBRA requires employer group health plans with at least 20 employees to offer continuation coverage to individuals who experience a COBRA qualifying event.


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