Q.- I am becoming entitled to Medicare because of disability. I have determined that Medicare Part B and D will not benefit me and I will only keep Part A (Hospital Insurance). Will I lose my right to COBRA coverage if I enroll only in Part A even if that does not give me medical insurance?
A.- Yes. The COBRA rules provide that enrollment in Medicare cuts off a continuant’s right to COBRA coverage. This is based on the effective date of enrollment in either Medicare Part A or Part B, whichever occurs first. Therefore, unfortunately, you will no longer be eligible for COBRA coverage when you have Medicare Part A coverage, even if that coverage covers hospital expenses, only.
