Q.- What does it mean when a child must be covered until Age 26?
A.- For a medical plan, the Affordable Care Act requires that medical coverage must be offered to a child until the date that the child turns 26 (coverage may be terminated on the child’s 26th birthday). Coverage may be provided after this date and some insurers provide coverage through the end of the month in which the 26th birthday occurs or through the end of the calendar year of the 26th birthday.
For a health flexible spending account plan, for a dependent child’s expense to be eligible for reimbursement, the employee’s dependent child must be under age 27 as of the end of the taxable year (the dependent child must be age 26 for the whole year).
