Some employers participate in a benefit plan that allows employees to pay for health and welfare benefits before tax dollars. As a condition of paying for benefits with before tax dollars, an employee cannot change their elections during the current plan year unless a qualifying life event is experienced.
Examples of a qualifying life event include:
- Change in legal marital status
- Change in number of dependents
- Change in employment status of employee, spouse, or dependent that affects eligibility
- Dependent satisfies (or ceases to satisfy) eligibility requirements
To help HR administrators manage employees that experience a qualifying life event, MyEnroll.com offers the Life Event module. This module allows employers to put restrictions on when changes can be made to a plan election and helps make the qualifying life event administration process easier.
The Life Event module in MyEnroll.com includes:
- Employees may self-report life events;
- Employees may upload substantiating documents directly to MyEnroll or fax the documents to BAS;
- Permissible benefit election changes in MyEnroll are limited to only those options consistent with the life event, and are customized to the plan document;
- Benefit election changes pend until a final determination from the HR Benefits Administrator is provided;
- HR Benefit Administrators can review requested benefit election changes and make decisions to approve, decline or request more information;
- Reporting capabilities provide HR Benefit Administrators and Department Managers with the tools needed to keep the process moving and avoid administrative delays or errors.
To learn more about the Life Event module in MyEnroll.com, please contact your account manager or Solutions@BASusa.com.
