Benefit Allocation Systems, Inc. has expanded its Employee & Retiree Verification (“ERV”) service that helps employers prevent identity fraud in their group health plans.
BAS’ ERV service provides employers a vehicle for confirming that employees, retirees and dependents covered under the employer's group health plans are not identified by the government as deceased. One purpose of the service is to identify group health plan participants who are unlawfully using a Social Security number belonging to a deceased United States citizen. Another purpose is to identify retirees who have passed away but continue to have active records in the group health plan because no one notified the plan on behalf of the deceased.
BAS's ERV service offers an extremely fast and easy process for comparing employees’, retirees’, and dependents’ Social Security numbers with more than 89 million Social Security numbers of deceased United States citizens.
BAS maintains a copy of the Death Master File (DMF) from the Social Security Administration (SSA) that contains over 89 million records of deaths that have been reported to SSA. This file includes the following information on each decedent, if the data are available to the SSA: Social Security number, name, date of birth, date of death, state or country of residence (2/88 and prior), ZIP code of last residence, and ZIP code of lump sum payment. By methodically comparing employees’, retirees' and dependents’ Social Security numbers against the DMF, BAS’ clients are better able to identify an unauthorized use of a deceased individual's Social Security number. It is also a useful tool for group health and pension plans to monitor retirees and dependents to verify payments are being made to recipients who are not deceased, and to individuals who are not using falsified Social Security numbers.
For more information about BAS’ Employee & Retiree Verification Service, please contact Robin Block @ RBlock@BASusa.com or sales@BASusa.com.