News-to-Use

Question of the Week - Withholding Benefits for COBRA Election

Q. An employee is terminating. Can we hold his last paycheck until he either waives COBRA continuation coverage, elects and pays for coverage, or allows the election ...
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Question of the Week - Cafeteria Plan Filings

Q.- Do we have to file a Form 5500 for our cafeteria plan?
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Question of the Week - Self-Funded vs. Insured Health Plan

Q.- What is the difference between a self-funded and an insured health plan?
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Question of the Week - Extension of 18-Month COBRA Period

Q: Can a former employee get more than 18 months of COBRA coverage?
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Question of the Week - Carryover and Short Plan Year

Q.- We set up a short FSA plan year, 1/1/25 – 6/30/25, and then on 7/1/2025 we began a full plan year. Our plan has a carryover feature. Do employees get the full amount ...
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Question of the Week – COBRA Coverage

Q.- Our health plan runs on a 7/1 to 6/30 plan year. An employee enrolled in the plan starting July 1 and then terminated employment July 2. Do we have to offer COBRA? ...
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Question of the Week - Sunscreen and FSA Reimbursement

Q.- Can employees be reimbursed from their health FSAs for the cost of sunscreen?
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Question of the Week - Missed COBRA Notice

Q: What happens if we forget to send a COBRA qualifying event letter and the employee doesn’t receive their COBRA election notice on time?
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Question of the Week - HDHP and HSA

Q.- An employee elected a health FSA effective 1/1 and now during their annual open enrollment for a 7/1 plan, they are considering enrolling in a High-Deductible HSA ...
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Question of the Week - COBRA and Credit Card Payments

Q.- A terminated employee wants to elect COBRA. He said he doesn’t have a checking account anymore and told us we have to allow him to pay using his credit card. Is this ...
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