Question of the Week - COBRA for Over Age Dependent

Posted by BAS - 15 February, 2024

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Q.- Do we have to send a COBRA notice to an employee’s son who turned 26 and can no longer be covered under our medical plan?

A.- Yes. Aging out of coverage is a COBRA qualifying event. If your plan is subject to COBRA, the son must receive the opportunity to elect to continue coverage when he reaches age 26.


Benefit Allocation Systems (BAS) provides best-in-class, online solutions for: Employee Benefits Enrollment; COBRA; Flexible Spending Accounts (FSAs); Health Reimbursement Accounts (HRAs); Leave of Absence Premium Billing (LOA); Affordable Care Act Record Keeping, Compliance & IRS Reporting (ACA); Group Insurance Premium Billing; Property & Casualty Premium Billing; and Payroll Integration.

MyEnroll360 can Integrate with any insurance carrier for enrollment eligibility management (e.g., Blue Cross, Blue Shield, Aetna, United Health Care, Kaiser, CIGNA and many others), and integrate with any payroll system for enrollment deduction management (e.g., Workday, ADP, Paylocity, PayCor, UKG, and many others).

Topics: COBRA, COBRA Administration, HR & Benefit Plans, HR & Benefits News


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