Question of the Week - COBRA for Employee Who Declined Offer

Posted by BAS - 14 November, 2024

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Q.- A terminated employee declined our COBRA coverage because he quit for another job. He worked that new job for a week and then quit. He did not have health coverage at the new job before he quit and he now wants to enroll in our coverage. Do we have to let him?

A.- If his COBRA election period has not yet expired (60 days from the date of the qualifying event), he is permitted to revoke his waiver of coverage and elect your COBRA continuation coverage. His new election must be within the initial 60-day election period. The plan only has to provide coverage beginning on the date he revoked his waiver of coverage- not back to his loss of coverage date.


Benefit Allocation Systems (BAS) provides best-in-class, online solutions for: Employee Benefits Enrollment; COBRA; Flexible Spending Accounts (FSAs); Health Reimbursement Accounts (HRAs); Leave of Absence Premium Billing (LOA); Affordable Care Act Record Keeping, Compliance & IRS Reporting (ACA); Group Insurance Premium Billing; Property & Casualty Premium Billing; and Payroll Integration.

MyEnroll360 can Integrate with any insurance carrier for enrollment eligibility management (e.g., Blue Cross, Blue Shield, Aetna, United Health Care, Kaiser, CIGNA and many others), and integrate with any payroll system for enrollment deduction management (e.g., Workday, ADP, Paylocity, PayCor, UKG, and many others).

Topics: COBRA, COBRA Premium Billing, COBRA Administration


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