Q.- A COBRA continuant wants to extend her 18 months of COBRA due to divorce, but she didn’t tell us about the divorce until her 18 months of COBRA is finishing. Do we have to let her extend her coverage?
A.- A continuant must notify the administrator of a divorce within 60 days and before the end of the COBRA period. You can deny the request to extend coverage if notice wasn’t provided; however, before denying the extension request you should confirm that the person knew about the notice requirement. Check the initial rights notice and COBRA qualifying event notice to confirm the notification timeframes were clearly stated.
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