Question of the Week - Second Qualifying Event for Medicare

Posted by BAS - 07 December, 2023

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Q.- Our employee was offered medical, dental and vision coverage under COBRA. He elected only medical and vision. He is now eligible for Medicare. Is he now eligible for an 18 month extension of dental and vision coverage?

A.- Probably not. Active employees enrolled in the dental and vision plans most likely would not lose coverage upon Medicare entitlement. The same rules would apply to someone who continued dental and vision coverage under COBRA. If vision and dental coverage under the active plan would not end upon Medicare entitlement, becoming entitled to Medicare would not be a second qualifying event for an extension of COBRA coverage. 


Benefit Allocation Systems (BAS) provides best-in-class, online solutions for: Employee Benefits Enrollment; COBRA; Flexible Spending Accounts (FSAs); Health Reimbursement Accounts (HRAs); Leave of Absence Premium Billing (LOA); Affordable Care Act Record Keeping, Compliance & IRS Reporting (ACA); Group Insurance Premium Billing; Property & Casualty Premium Billing; and Payroll Integration.

MyEnroll360 can Integrate with any insurance carrier for enrollment eligibility management (e.g., Blue Cross, Blue Shield, Aetna, United Health Care,

Topics: Medicare, HR & Benefit Plans, HR & Benefits, HR & Benefits News


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