Question of the Week - Multiple Coverage and COBRA

Posted by BAS - 30 May, 2024

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Q.- A person is enrolled in a group health plan with Company A for many years and then gets a second job with Company B and enrolls in their group health plan as well (having dual coverage). The individual terminates employment with Company A and is offered COBRA. Can the person elect COBRA with Company A even though they are enrolled in another group health?

A.- Yes. Since the person was enrolled in Company B’s group health plan before their qualifying event from Company A, they can elect to continue Company A’s group health coverage under COBRA.


Benefit Allocation Systems (BAS) provides best-in-class, online solutions for: Employee Benefits Enrollment; COBRA; Flexible Spending Accounts (FSAs); Health Reimbursement Accounts (HRAs); Leave of Absence Premium Billing (LOA); Affordable Care Act Record Keeping, Compliance & IRS Reporting (ACA); Group Insurance Premium Billing; Property & Casualty Premium Billing; and Payroll Integration.

MyEnroll360 can Integrate with any insurance carrier for enrollment eligibility management (e.g., Blue Cross, Blue Shield, Aetna, United Health Care, Kaiser, CIGNA and many others), and integrate with any payroll system for enrollment deduction management (e.g., Workday, ADP, Paylocity, PayCor, UKG, and many others).

Topics: COBRA, COBRA Premium Billing, Benefits Administration, COBRA Administration


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