Question of the Week - Enrollment After COBRA

Posted by BAS - 09 May, 2024

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Q:- If a member exhausts COBRA, how long do they have to enroll onto their new employer’s medical plan (assuming the waiting period was satisfied)?

A:- The answer depends on the terms of the new employer’s plan. The individual should ask their new employer. A group health plan subject to the HIPAA special enrollment rules typically has to provide an individual 30 days to enroll after a loss of other coverage. If it is an insured plan, there could be state insurance laws that set different enrollment timing requirements.


Benefit Allocation Systems (BAS) provides best-in-class, online solutions for: Employee Benefits Enrollment; COBRA; Flexible Spending Accounts (FSAs); Health Reimbursement Accounts (HRAs); Leave of Absence Premium Billing (LOA); Affordable Care Act Record Keeping, Compliance & IRS Reporting (ACA); Group Insurance Premium Billing; Property & Casualty Premium Billing; and Payroll Integration.

MyEnroll360 can Integrate with any insurance carrier for enrollment eligibility management (e.g., Blue Cross, Blue Shield, Aetna, United Health Care, Kaiser, CIGNA and many others), and integrate with any payroll system for enrollment deduction management (e.g., Workday, ADP, Paylocity, PayCor, UKG, and many others).

Topics: COBRA, COBRA Premium Billing, COBRA Administration, MyEnroll360


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