Q.- Can an employee enroll in our health plan in the middle of a year?
A.- That depends. If you allow premiums to be paid on a pre-tax basis through a cafeteria plan, the employee must experience a qualified life event approved by the IRS in order to enroll for benefits mid-year. You should make sure your plan recognizes the even as allowing mid-year enrollment. If benefits are not paid with pre-tax dollars, you may have more flexibility. If your plan is insured, you should check with your insurance company.
Benefit Allocation Systems (BAS) provides best-in-class, online solutions for: Employee Benefits Enrollment; COBRA; Flexible Spending Accounts (FSAs); Health Reimbursement Accounts (HRAs); Leave of Absence Premium Billing (LOA); Affordable Care Act Record Keeping, Compliance & IRS Reporting (ACA); Group Insurance Premium Billing; Property & Casualty Premium Billing; and Payroll Integration.
MyEnroll360 can Integrate with any insurance carrier for enrollment eligibility management (e.g., Blue Cross, Blue Shield, Aetna, United Health Care, Kaiser, CIGNA and many others), and integrate with any payroll system for enrollment deduction management (e.g., Workday, ADP, Paylocity, PayCor, UKG, and many others).
