Q.- Our company is based in the United Kingdom. We have a small U.S. workforce of 8 employees. Do we need to offer someone COBRA when they terminate employment since fewer than 20 people work in the U.S.?
A.- Yes, to those of your employees who have US-based income. When counting employees for COBRA, an employer counts all employees, both in the US and abroad. Therefore, an employer with 20 or more total employees when combining US-based and foreign country-based employees would be subject to the COBRA rules. If an employee in the US with US-based income has a qualifying event, a COBRA election should be provided. If someone abroad abroad loses coverage and has not received US compensation, no COBRA election would have to be offered.
Benefit Allocation Systems (BAS) provides best-in-class, online solutions for: Employee Benefits Enrollment; COBRA; Flexible Spending Accounts (FSAs); Health Reimbursement Accounts (HRAs); Leave of Absence Premium Billing (LOA); Affordable Care Act Record Keeping, Compliance & IRS Reporting (ACA); Group Insurance Premium Billing; Property & Casualty Premium Billing; and Payroll Integration.
MyEnroll360 can Integrate with any insurance carrier for enrollment eligibility management (e.g., Blue Cross, Blue Shield, Aetna, United Health Care, Kaiser, CIGNA and many others), and integrate with any payroll system for enrollment deduction management (e.g., Workday, ADP, Paylocity, PayCor, UKG, and many others).
