ACA Reporting
ACA Compliance Lessons Learned From Recent Reporting Seasons
Common themes emerge when reflecting on recent ACA reporting seasons that can help employers reduce administrative burdens and improve accuracy.
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Employers
Guidance on employers administration and compliance — practical resources for employers, brokers, and benefits teams navigating real operational questions.
361
Employers Articles
Available in the BAS resource library
361 Articles
Billing
BAS' Employee Leave of Absence Billing
BAS can bill, collect, and remit benefit premiums for employees on short-term, unpaid leaves of absence.
Employers
HHS Signals Continued Focus on Health Plan Privacy and Cybersecurity
Privacy and security are enforcement priorities for government regulators following HHS's restructuring of its Office for Civil Rights.
HR Compliance
Hiring Young Workers This Summer
Hiring workers under age 18 requires additional compliance responsibilities under the Fair Labor Standards Act's child labor provisions.
ACA Reporting
IRS Releases Draft 2026 Form 1095-C
The IRS has released a draft of the 2026 Form 1095-C with few substantive changes from 2025, giving employers an early look and a timely reminder to review ACA reporting processes.
Employers
MyEnroll360's Termination Access Controls
MyEnroll360 gives employers granular control over who can terminate employee benefits, with role-based access restrictions to protect executive-class and sensitive records.
Employers
MyEnroll360's Termination Access Controls
Control is critical for managing employee terminations and coverage adjustments.
Employers
Risk Assessments Are Only the Beginning: The Importance of Following Through
Federal regulators continue to emphasize that an effective security program requires more than documenting vulnerabilities.
HR Compliance
What Federal Eligibility Verification Rules Can Teach Private Employers
Employer-sponsored health plans should ensure only eligible dependents are covered and mid-year election changes are properly documented and verified.
FSA / HRA / HSA
Getting FSA Reimbursements by Direct Deposit
Benefit Allocation Systems provides easy and accurate flexible spending account (FSA) and health reimbursement account (HRA) services.
ACA Reporting
IRS Announces Increased ACA Employer Shared Responsibility Penalties for 2027
The 2027 ACA employer shared responsibility amounts reflect another increase in potential penalties for ALEs that fail to comply with ACA employer mandate requirements.
HR Compliance
State Paid Sick Leave Laws
Recent analysis from the Congressional Research Service (CRS) highlights how paid sick leave continues to evolve across the United States, with growing state-level...
ACA Reporting
California ACA Reporting Requirements
California has its own health coverage reporting requirements with an upcoming compliance deadline.
COBRA
Payment Coupons for Remitting COBRA Premiums
Cobra Control Services (CCS) provides continuant monthly coupons to use to send payment for COBRA coverage.
COBRA
Question of the Week - Missed COBRA Notice
Q.- What happens if we forget to send a COBRA qualifying event letter to a terminated employee?
ACA Reporting
IRS Releases Draft 2026 Form 1095-B With No Major Changes
The IRS has released a draft of the 2026 Form 1095-B, which is used to report minimum essential health coverage under the Affordable Care Act (ACA).
ACA Reporting
Preparing for the 2025 PCORI Fee Filing Deadline
Employers sponsoring certain self-insured health plans must generally file and pay the PCORI fee by July 31, 2026.
Employers
Using MyEnroll360's Life Event Module
MyEnroll360 can help employers manage life events to ensure only permitted, approved changes are allowed.
HR Compliance
Compliance and Strategy for Eligibility Waiting Periods
Health plan waiting periods may cause compliance issues if not structured properly.
HR Compliance
HIPAA in HR Departments
HIPAA is often associated with healthcare providers, but it also has important implications for employers that sponsor group health plans.
Employers
MyEnroll360 Logon Notice
MyEnroll Administrators professionals have the opportunity to customize the MyEnroll360 logon notice presented to employees.
ACA Reporting
Switching from Monthly to Look-Back Measurement Method Under the ACA
Employers managing ACA compliance often reach a point where the Monthly Measurement Method no longer provides the predictability or administrative control they need,...
ACA Reporting
ACA Affordability Safe Harbors Explained (W-2, Rate of Pay, FPL)
Affordability is a main factor in determining whether an employer may be subject to penalties under the ACA employer shared responsibility rules.
Employers
Handling Benefits for Employees with Multiple Roles or Positions
It is important for HR to manage benefits for employees with multiple roles properly.
HR Compliance
Navigating New Hire Waiting Periods
Employers understand the importance of managing new hire waiting periods efficiently and precisely.
COBRA
Question of the Week - COBRA Election vs. Payment
Q.- Is it true a former employee can elect COBRA but not pay for it with the election?
COBRA
Accessing COBRA Qualifying Event Letters in MyEnroll360
When administering COBRA or continuation of coverage, timely access to documentation is an important part of maintaining accurate records and responding to employee inquiries.
FSA / HRA / HSA
Question of the Week - Reimbursement from Health FSA
Whose expenses can be reimbursed from an employee’s Health FSA? A Health FSA may reimburse eligible expenses incurred by the employee, the employee’s...
ACA Reporting
The Impact of Leaves of Absence on ACA Tracking
Leaves of absence can create challenges for employers when managing ACA compliance.
Employers
What Happens When Benefit Elections Don’t Match Payroll Deductions
Accurate benefits administration depends on alignment between what employees elect and what is deducted from their pay.
ACA Reporting
How Workforce Changes Impact ACA Reporting Accuracy
While changes are a normal part of business operations, they can have a significant impact on ACA tracking and reporting.
Employers
Understanding Plan Year vs. Calendar Year
In benefits administration, the terms “plan year” and “calendar year” are often used interchangeably, but they are not the same.
COBRA
How Terminations Impact FSA Balances and COBRA Eligibility
When an employee terminates employment, their FSA must be handled carefully to ensure accurate administration and compliance.
Employers
Managing Billing Contacts and Invoice Distribution
Accurate and timely billing is an important part of benefits administration, especially for employers managing multiple locations, plans, or funding arrangements.
ACA Reporting
What Employers Need to Know about Common ACA Filing Errors and IRS Rejections
Finalizing ACA Forms 1094-C and 1095-C is a major compliance milestone, but the process may not end once files are transmitted to the IRS.
ACA Reporting
ACA Filing & Transmission Basics
For employers subject to the Affordable Care Act (ACA) reporting requirements, filing Forms 1094-C and 1095-C is only part of the process.
Employers
What Counts as Protected Health Information (PHI) in Benefits Administration?
Understanding what qualifies as PHI is an important step in safeguarding employee data.
Employers
Customizing Your MyEnroll360 Logon Notice
HR professionals have the opportunity to customize the MyEnroll360 logon notice presented to employees.
ACA Reporting
Is Your Organization an Applicable Large Employer? Understanding ACA Workforce Size Rules
One of the most important ACA compliance questions employers must answer is whether they are considered an Applicable Large Employer.
Employers
Best Practices for Safeguarding Personal and Health Data
By following a few practical safeguards, employers can reduce the risk of unauthorized access or disclosure of employee benefit information.
COBRA
Question of the Week - When Does COBRA Coverage Begin?
When does COBRA continuation coverage begin after a qualifying event? COBRA coverage begins on the date that group health coverage would otherwise end due...
ACA Reporting
Why Payroll Data Is Important for ACA Compliance
Payroll records help determine if employees qualify as full-time under ACA rules and if coverage must be offered.
ACA Reporting
ACA Reporting Update: What Comes After Furnishing Form 1095-C
With the March 2 furnishing deadline behind us, most Applicable Large Employers (ALEs) have distributed Forms 1095-C to full-time employees.
Billing
Managing Location Premium Billing Invoice Recipients
Employers that engage BAS for Location Premium Billing Services, along with their authorized insurance brokers, can manage the distribution of monthly location premium invoices.
HR Compliance
Understanding HIPAA Protections for Group Health Plans
HIPAA protections are important for ensuring compliance and supporting employees during coverage changes.
COBRA
Locate Your QELs in MyEnroll360
Did you know that when you process a COBRA or Continuation of Coverage qualifying event letter in MyEnroll360 it is available for download on the next business day?
ACA Reporting
What To Do If an Employee Disputes Their Form 1095-C
Each year after Forms 1095-C are distributed, HR teams receive questions from employees who believe the information is incorrect.
FSA / HRA / HSA
BAS Provides Reliable and Trusted Health FSA Administration
Health FSA Basics A Health Care Flexible Spending Account (HFSA) allows you to set aside a portion of your salary, before-tax, to reimburse certain amounts you pay for...
ACA Reporting
Common Form 1095-C Errors and How to Fix Them
By February, most Applicable Large Employers (ALEs) have furnished Form 1095-C to employees or are preparing to do so.
Employers
IRS Updates Publication 969
The IRS has released an updated version of Publication 969, Health Savings Accounts and Other Tax-Favored Health Plans, which provides guidance for various health-related...
Employers
Question of the Week - HSA Tax Forms
Q.- We offer an HSA as part of our medical plan. An employee asked for a copy of her HSA tax form. What is she referencing?
ACA Reporting
2026 Federal Poverty Level Updates and ACA Affordability Planning
The newly released 2026 Federal Poverty Level updates and higher ACA affordability percentage impacts health coverage affordability.
Employers
Question of the Week - Box 12 of Form W-2
Q.- Our payroll company completed our W-2 Forms and sent them to our employees. An employee asked me what the number in Box 12 was. What should I tell him?
ACA Reporting
Using MyEnroll360 to Simplify ACA Compliance While Entering Hours
For HR professionals seeking an efficient and hassle-free solution for Affordable Care Act (ACA) data collection and reporting, look no further than MyEnroll360.
ACA Reporting
Affordable Care Act Reporting for 2025 Coverage
Employers should be preparing for federal and state Affordable Care Act reporting deadlines for 2025 health coverage.
Employers
Understanding FMLA Leave and New Guidance on Medical Appointments
FMLA allows eligible employees to take protected leave for serious health conditions including travel time to and from qualifying medical appointments.
Employers
Medicare Part D Creditable Coverage Online Reporting Requirement
The CMS Part D disclosure is a required annual filing for employers offering prescription drug coverage.
ACA Reporting
Why the Correct Code on Line 16 of Form 1095-C Matters
Line 16 of Form 1095-C explains whether an employer met ACA requirements or qualified for relief, making accurate coding essential to avoid IRS penalties and reporting errors.
ACA Reporting
Preparing Form 1095-C for Distribution: A Focus on Line 14
Take a close look at Line 14 of Form 1095-C to confirm coverage offers are reported correctly and consistently.
ACA Reporting
Question of the Week - Full-Time Employee for ACA
Q.- I know we have to offer medical coverage to our full-time employees. We define full-time as an employee who works 37.5 or more hours a week. Will we comply with the Affordable
Employers
Reporting the Cost of Health Coverage on Form W-2
Remember health coverage reporting requirements when preparing employees' W-2 forms
COBRA
Post Office Mailing Processes and COBRA Notice Timing
U.S.P.S. postmark timing is an integral part of COBRA notice, election, and payment timelines.
Employers
Question of the Week - Opt-Out Payment and Proof of Other Coverage
Q.- Why should employers who provide a cash payment to employees who decline medical coverage get proof that the employee has coverage elsewhere?
ACA Reporting
Why HR Should Carefully Review Form 1095-C Before Distribution in the 2026 Reporting Season
As 2026 ACA reporting season begins, taking the time now to review Forms 1095-C helps protect against future compliance exposure.
ACA Reporting
ACA Reporting Update for 2026: New Options for Furnishing Forms 1095-B and 1095-C
Employers now have the option to post notice of Form 1095 instead of distributing it to employees.
Employers
What Employers Should Know About the New “Trump Accounts”
The IRS recently released its first round of guidance on Trump accounts, a new type of IRA created under the 2025 One Big Beautiful Bill Act.
ACA Reporting
ACA Compliance for Holiday Hiring: Managing Seasonal, Variable Hour, and Part-Time Employees
Many employers bring on short-term or part-time help at the end of the year to support holiday operations.
Employers
DOL Self-Audit Programs Employers Should Be Watching
The Department of Labor encourages employers to review their own practices before issues turn into penalties.
Employers
Customizing the Logon Notice in MyEnroll360
HR professionals have the opportunity to customize the MyEnroll360 logon notice presented to employees.
FSA / HRA / HSA
Reminder to Use FSA Balances Before Year-End
As the year wraps up, it is a good time to remind employees to review their Flexible Spending Account balances.
ACA Reporting
ACA Reporting Reminder for BAS Administrators
This reminder is for administrators who use BAS for ACA data collection and reporting services.
Employers
Logging into MyEnroll360
As an employer, you play a key role in ensuring your employees can easily access their MyEnroll360 accounts.
Employers
Question of the Week - Change of OE Election
Q: Open enrollment for the 2026 plan year has closed, and an employee wants to change his election before the new year starts. Can we allow the change?
Employers
A Key Step in Protecting Your MyEnroll360 Data
Timely access termination is one of the strongest safeguards against unauthorized activity and data breaches.
Billing
MyEnroll360’s Leave of Absence Billing and Collection Services
Processing insurance premiums starts with effective billing and collection practices.
ACA Reporting
Updated PCORI Fee Announced for 2025–2026 Plan Years
The PCORI fee was established under the Affordable Care Act (ACA) to fund the Patient-Centered Outcomes Research Institute, which supports research comparing the...
ACA Reporting
Determining Full-Time Status Under the ACA for Open Enrollment
One of the most important responsibilities during open enrollment is making sure that all employees who must be offered health coverage under the Affordable Care Act (ACA)...
FSA / HRA / HSA
Question of the Week – FSA Election Changes
: Can employees change their FSA election mid-year? : Not without a qualified life event.
ACA Reporting
Understanding ACA Requirements During Open Enrollment: Minimum Essential Coverage, Minimum Value and Affordability
As employers prepare for open enrollment, it is important to ensure health plan offerings meet MEC, MV and affordability.
ACA Reporting
Calculate Full-Time Status Before Open Enrollment Starts
Determining who qualifies as a full-time employee under ACA rules is not just an administrative task, it is a compliance requirement.
Employers
Election Day and State Voting Leave Requirements
As Election Day 2025 approaches, HR professionals should take time to review their organization’s policies on employee voting leave.
ACA Reporting
New ACA Option Simplifies 1095-C Distribution for Employers
As HR professionals begin preparing for ACA reporting season, there’s an important new development that may simplify the process for 2025 coverage reporting.
Employers
New DOL Guidance Clarifies FMLA Leave Calculations for Nontraditional Work Schedules
Department of Labor’s Wage and Hour Division (WHD) recently issued new guidance clarifying how employers should calculate Family and Medical Leave Act (FMLA) entitlements for...
ACA Reporting
The Importance of Timely Data Updates for ACA Compliance
Early fall is the most important time to review and reconcile employee data to ensure accurate Form 1095-C reporting
Employers
Updated Per Diem Rates Effective October 1, 2025
The IRS has released Notice 2025-54, providing updated per diem rates for travel away from home beginning October 1, 2025.
ACA Reporting
Draft Forms 1094-C and 1095-C for 2025 Reporting
The IRS issued draft versions of Forms 1094-C and 1095-C with instructions for the 2025 tax year.
Employers
Security Spotlight: Lessons from the 2025 IRS Summer Security Summit
The IRS and its Security Summit partners recently concluded their annual five-week campaign, Protect Your Clients; Protect Yourself .
ACA Reporting
HR and Health Benefit Laws
The Department of Labor has a user-friendly resource to help HR professionals navigate laws impacting employer-sponsored health plans.
COBRA
Question of the Week - Dropping Spouse at Open Enrollment
Q: An employee is going to drop her spouse from coverage at open enrollment. We know they are in the process of getting a divorce. The spouse contacted us and demands to be kept
ACA Reporting
Understanding Gig Workers and ACA Compliance
As employers continue to adapt their workforce models, including the use of gig workers and independent contractors, it's important to understand how these arrangements...
HR Compliance
HHS Releases Updated HIPAA Security Risk Assessment Tool (Version 3.6)
There is an updated version of the HHS Security Risk Assessment Tool which helps organizations evaluate and manage risks to PHI.
COBRA
Question of the Week - COBRA Election
Can an employee who was not enrolled in our health coverage elect COBRA? No. COBRA continuation coverage is only available to individuals who were actively...
HR Compliance
Self-Auditing for Compliance: Using the DOL’s PAID Program to Address Wage and Leave Violations
The U.S. Department of Labor offers an opportunity for employers to identify and correct wage and leave practices that may be out of step with federal law.
Employers
Understanding the Look-Back Measurement Method for Calendar Year Health Plans
As employers prepare for the upcoming open enrollment season, it is important to ensure that full-time employees are offered appropriate health coverage.
ACA Reporting
ACA Compliance Alert: Don't Overlook Dependent Social Security Number Requirements
Employers must collect Social Security Numbers for everyone with health coverage.
Employers
Medicare Part D Creditable Coverage Notice: October 15th Deadline Approaching
The annual Medicare Part D Creditable Coverage Notice must be distributed by October 15, 2025.
FSA / HRA / HSA
The Benefits of Using Direct Deposit for FSA and HRA Reimbursements
Benefit Allocation Systems provides easy and accurate flexible spending account (FSA) and health reimbursement account (HRA) services.
ACA Reporting
ACA Penalties Set to Rise in 2026
These penalties apply to applicable large employers (ALEs) (employers with 50 or more full-time or full-time equivalent employees) that fail to offer qualifying health...
FSA / HRA / HSA
Easy to Reference Eligible FSA Expenses
BAS offers FSA clients and their employees access to a table identifying expenses eligible for reimbursement.
FSA / HRA / HSA
Integrating Lifestyle Spending Accounts into Benefits Packages
Lifestyle Spending Accounts provide flexibility by allowing employees to use employer-funded dollars for a wide range of wellness and lifestyle expenses.
Employers
MyEnroll360's Library Repository
MyEnroll360 allows you to create a comprehensive reference library of Human Resources documents.
FSA / HRA / HSA
Question of the Week - Limiting Health FSA to Amount Contributed
Q.- Can we structure our health FSA so employees can only get reimbursed up to the amount they have contributed through payroll deductions at the time of the reimbursement request?
ACA Reporting
Self-Insured vs. Fully Insured Employer Responsibilities under the ACA
ACA reporting rules differ depending on whether an employer sponsors a fully insured or a self-insured plan.
ACA Reporting
Managing ACA Compliance Across Multiple Locations: A Practical Guide
with Our Affordable and Accurate Solution Multi-location employers face a unique ACA compliance challenge: maintaining consistent, compliant benefits administration across...
ACA Reporting
ACA Compliance: Determining Full-Time Employee Status
BAS’ ACA Data Collection and Reporting Service can manage monthly or look-back measurement of full-time status helping HR teams stay compliant while reducing administrative
COBRA
Question of the Week - Withholding Benefits for COBRA Election
Q. An employee is terminating. Can we hold his last paycheck until he either waives COBRA continuation coverage, elects and pays for coverage, or allows the election period to
ACA Reporting
ACA Reporting is Easier! Employers May Post Notice About Forms 1095-B and 1095-C Instead of Distributing Them
A recent change in IRS rules now offers a much simpler option for ACA compliance.
Employers
How to Explain Group Benefits to New Hires
Helping new hires understand their group benefits is an important step in onboarding and employee engagement.
Employers
Question of the Week - Self-Funded vs. Insured Health Plan
What is the difference between a self-funded and an insured health plan? Who Pays Claims Self-Funded Plan: The employer pays claims out of its own funds...
ACA Reporting
Understanding ACA Break in Service and Rehire Rules
Employers subject to the Affordable Care Act must understand how to treat employees who terminate and are later rehired.
HR Compliance
Voluntary Self-Audit Program Returns for Wage, Overtime, and FMLA Compliance
The U.S. Department of Labor has reinstated a self-audit initiative that allows private employers to identify and resolve potential wage and leave violations under federal law.
Employers
Why Employers Should Maintain a Written Information Security Plan (WISP)
Whether you are a tax firm or an employer collecting personal data through benefits enrollment or payroll, a WISP should be part of your compliance and risk management toolkit.
ACA Reporting
Affordability Percentage Released
In 2026, employers may be able to charge more for health coverage and still satisfy affordability requirements.
Employers
What Employers Need to Know About America’s AI Action Plan
The federal government’s new AI Action Plan will shape workforce development, HR technology, and compliance strategies for employers across all industries.
ACA Reporting
HHS Finalizes New ACA Marketplace Regulations: What Employers Need to Know
Department of Health and Human Services (HHS) issued final regulations designed to strengthen the integrity of the Affordable Care Act (ACA) Health Insurance Marketplace and...
ACA Reporting
MyEnroll360's ACA Compliance and Data Entry
For HR professionals seeking an efficient and hassle-free solution for Affordable Care Act (ACA) data collection and reporting, look no further than MyEnroll 360 .
ACA Reporting
PCORI Fee Deadline
The annual deadline to report and pay the Patient-Centered Outcomes Research Institute (PCORI) fee is fast approaching.
Employers
Security Concerns in the Workplace
As the workplace continues to evolve, so do the security risks facing organizations of all sizes.
Employers
Form 5500 Welfare Plan Reporting
As the July 31 deadline approaches, HR professionals should take a moment to review their company’s obligations under Form 5500 filing requirements for welfare benefit plans.
Employers
Managing BYOD Risks in the Workplace
Employees accessing company systems from personal devices raises data security, privacy and compliance risks.
Employers
MyEnroll360’s Email Communication Tool
MyEnroll360's Mass Email Manager allows employers to connect with their workforce effortlessly.
Employers
New Law Brings Sweeping Changes to Employee Benefits: What HR Needs to Know About the “One Big Beautiful Bill Act”
While much of the attention on the new legislation has focused on tax reform and spending provisions, the nearly 900-page bill also includes several significant updates impacting
ACA Reporting
Hiring Summer Help? Keep ACA Compliance in Mind
Whether your organization hires interns, part-time staff, or other short-term workers to cover increased demand, understanding how these hires affect your ACA obligations is...
FSA / HRA / HSA
Understanding the Difference Between FSA, HRA, and HSA Accounts
While all three accounts are designed to help employees manage health care expenses, they each work differently.
Employers
Fraud Prevention in Benefits Administration: Protecting Plans and Participants
Benefits fraud is a growing concern for HR professionals, especially as employers navigate increasingly complex health and wellness offerings.
ACA Reporting
Mid-Year ACA Compliance Review
A mid-year ACA checkup helps ensure that your organization is on track to meet employer mandate requirements, avoid penalties, and simplify year-end reporting.
COBRA
Question of the Week - Missed COBRA Notice
Q: What happens if we forget to send a COBRA qualifying event letter and the employee doesn’t receive their COBRA election notice on time?
ACA Reporting
ACA Compliance Reminder: Collecting Dependent Social Security Numbers
Employers must collect Social Security Numbers for both employees and covered dependents.
Employers
EEO-1 Reporting Now Open
The Equal Employment Opportunity Commission (EEOC) has officially opened the EEO-1 Component 1 data collection for the 2024 reporting year.
Billing
Leave of Absence Billing and Collection Services in MyEnroll360
Processing insurance premiums starts with effective billing and collection practices.
Employers
Commuter Benefits: How They Work, What Happens to Unused Funds, and Where They’re Required
Transit and parking benefit plans allow employees to use pre-tax dollars to cover certain commuting expenses.
ACA Reporting
Managing ACA Coverage During FMLA and Other Leaves of Absence
When employees take extended leave, HR must navigate overlapping responsibilities under the ACA, FMLA and employer-sponsored benefit plans.
Employers
Supporting Flexible Work Arrangements with MyEnroll360
Managing benefits for flexible work arrangements doesn't have to be complicated.
ACA Reporting
ACA Compliance and Data Entry with MyEnroll360
With its user-friendly compliance tools, BAS takes the stress out of ACA administration, providing robust support for record-keeping, tax forms, and IRS e-filing.
ACA Reporting
Due Diligence Considerations for ACA Compliance in Mergers and Acquisitions
Beyond standard benefits integration, M&A activities trigger specific ACA employer mandate considerations that require careful navigation.
Employers
RxDC Reporting Deadline Approaches for Group Health Plans
Employer-sponsored group health plans should be preparing for prescription drug and health care spending reporting.
Employers
Wellness Programs Under Scrutiny: Legal Risks and Best Practices
Wellness programs remain a popular feature of employer benefit offerings, aimed at improving employee health and managing long-term costs.
ACA Reporting
Court Ruling Casts Doubt on ACA Employer Mandate Penalties
A recent Texas court ruling could change how ACA Employer Mandate penalties are enforced and may allow some employers to claim refunds.
Employers
Measurement Period Best Practices for Variable-Hour Employees
These employees work schedules that fluctuate from week to week, making it challenging to determine whether they qualify as full-time under the Affordable Care Act's employer...
COBRA
Requesting COBRA Coupons
CCS provides monthly payment coupons for continuants to use to remit payment for coverage.
ACA Reporting
Managing ACA Coverage During FMLA and Other Leaves of Absence
The intersection of FMLA, disability leave, and other absence types with ACA requirements creates numerous compliance pitfalls that require careful navigation.
COBRA
Question of the Week - COBRA Notices in Non-English Languages
Q.- Do we have to provide a COBRA qualifying event election letter in a non-English language if we know the recipient does not speak English?
Employers
Spousal Surcharges and Dependent Audits: What Employers Need to Know
Applying a spousal surcharge within a dependent audit helps ensure employees properly enroll in and pay for coverage.
COBRA
Involuntary/Voluntary Termination Removed from CCS’ COBRA QEL Module
A termination reason no longer has to be indicated to launch a qualifying event letter.
ACA Reporting
What to Watch for After ACA Filings
Important follow-up activities should be considered after distributing and transmitting 1094/1095 forms.
ACA Reporting
IRS Letter 226J Responses: Step-by-Step Guide to Addressing Employer Mandate Penalties
With proper review and response, many organizations successfully reduce or eliminate proposed ESRP assessments.
Employers
Library Repository in MyEnroll360
The Reference Library feature in MyEnroll360 gives employees quick access to an online repository of important informational documents.
COBRA
Question of the Week - COBRA Upon Company Going out of Business
Q.- We are going out of business. What do we do about our employees’ benefits? Our business is part of a controlled group but our employees don’t have anything to do with the
Employers
Voluntary Benefits That Boost Engagement Without Increasing Costs
Offering a selection of voluntary benefits can make your benefit package more desirable for employees.
COBRA
Question of the Week - Late COBRA Payment
Q.: What happens if a former employee on our health plan through COBRA makes a late payment?
ACA Reporting
Responding to ACA Marketplace Notices When Employees Receive Subsidies
Receiving an Employer Exchange Notice from the Health Insurance Marketplace can be concerning.
HR Compliance
The Hidden Compliance Risks in Benefits Communications
Even the most well-designed employee benefits program can create legal exposure if communications aren't managed properly.
ACA Reporting
Understanding ACA Compliance and Form 1094-B/C Transmission Requirements
Transmitting information to the IRS properly is an important part of satisfying ACA obligations.
COBRA
Question of the Week - COBRA and FSA Carryover
Q.: An employee terminated employment. He did not have a health FSA election for the plan year, but he did have a carryover balance from prior years. Should he be given a COBRA
Employers
Streamlining Retiree Management: BAS Death Verification Service
BAS offers a death verification service that helps employers ensure they are not providing retiree benefits to deceased individuals.
ACA Reporting
ACA Compliance for Multi-State Employers: Navigating Varying Requirements
Employers with a national workforce must comply with federal and state-specific health care reform rules.
FSA / HRA / HSA
Cafeteria Plans and Mid-Year Life Events
Employees should understand that cafeteria plans allow mid-year election changes in only limited circumstances.
ACA Reporting
IRS 1094 Transmissions
Employers must ensure timely filing of Forms 1094-B/C and 1095-B/C to remain compliant with the Affordable Care Act (ACA) reporting requirements.
ACA Reporting
Guidance Released on Form 1095-C Alternative Distribution Requirements
Employers now have guidelines on how to post notice of Form 1095-C and provide it by mail only upon request.
Employers
Helping Employees Log Into MyEnroll360
As an employer, you play a key role in ensuring your employees can easily access their MyEnroll360 accounts.
COBRA
Question of the Week - Resuming COBRA After Terminating Coverage
Q.- A former employee continued coverage under COBRA. She terminated COBRA effective 12/31/2024 and enrolled in a Marketplace plan starting 1/1/2025. She doesn’t like the plan and
Employers
Navigating Employee Terminations
Employers should implement a structured employee termination process to minimize legal risks, maintain compliance, and protect both the organization and the departing employee.
ACA Reporting
New Six-Year Statute of Limitations on ACA Employer Penalties Provides Relief for Employers
Under the Employer Reporting Improvement Act, Congress established a six-year statute of limitations for assessing ACA penalties related to an employer’s failure to provide...
ACA Reporting
Determining Affordability of Health Coverage for 2025
Employers can use the new 2025 federal poverty guidelines to determine affordability of health coverage.
Employers
Remote Work Best Practices
While many companies are increasing their return-to-office requirements, remote work still remains part of today’s workforce.
Employers
Annual Medicare Part D Disclosure: What Employers Need to Know
Employers that offer prescription drug coverage must complete an annual, online filing with the Centers for Medicare & Medicaid Services.
ACA Reporting
State Mandated Reporting for the Affordable Care Act
As employers comply with federal ACA reporting, it’s important to also understand the state-specific rules that may apply.
Employers
Tips for Avoiding Phishing Emails
Consider educating your workforce about phishing and how to avoid falling victim to scams.
ACA Reporting
Guidance for Completing Line 16 of Form 1095-C
It provides information about the health insurance coverage offered to full-time employees and is used by the IRS to ensure compliance with ACA requirements.
Employers
IRS Issues Guidance on Tax Treatment of State Paid Leave Programs
The Internal Revenue Service (IRS) issued Revenue Ruling 2025-4 which provides guidance on the federal income and employment tax treatment of contributions and benefits under...
Employers
Security Tip: Protect Your Business with Multi-Factor Authentication (MFA)
As cyber threats continue to evolve, ensuring your business’s digital security is more important than ever.
Employers
Employees with HSAs Must File Form 8889
Employees who contribute to or take a distribution from an HSA must file Form 8889 with their federal tax return.
Employers
Government Plan for AI
The U.S. Department of Health and Human Services released a Strategic Plan for the use of AI in health, human services, and public health.
ACA Reporting
Guidance for Line 14 of Form 1095-C
Coding Line 14 properly is one of the most difficult parts of completing Form 1095-C.
ACA Reporting
ACA Reporting Requirements for Form W-2
Some employers must report the cost of employer-sponsored health coverage on W-2 Forms.
Employers
MyEnroll360's Document Reference Library
MyEnroll360 provides employers the ability to create a comprehensive reference library for centralizing Human Resources documents.
FSA / HRA / HSA
Question of the Week - FSA Participation Restrictions
Q. May we structure our Health FSA to restrict participation to only those who are covered under our medical plan?
Employers
Security Insights from National Tax Security Awareness Week
The IRS and its Security Summit partners recently concluded the ninth annual National Tax Security Awareness Week, an initiative designed to help individuals, businesses, and...
Employers
Access to Termination Rights in MyEnroll360
Control is critical for managing employee terminations and coverage adjustments.
ACA Reporting
Alternative Distribution of Form 1095-C
These landmark changes, effective immediately, are designed to reduce administrative burdens while maintaining compliance with ACA mandates.
Employers
Question of the Week - Change in Health Coverage
Q.- An employee enrolled in health coverage effective 1/1. He changed his mind and wants to drop coverage. Can we let him drop coverage and return the premiums he's already paid?
FSA / HRA / HSA
Identifying Specific FSA Expenses
BAS offers FSA clients and their employees access to a table identifying expenses eligible for reimbursement.
Employers
Strengthen Your Organization’s Cybersecurity by Combating Social Engineering Attacks
Understanding social engineering threats is important for keeping company data safe.
ACA Reporting
Changes Coming for Employer ACA Reporting
Employers may soon be able to provide ACA forms upon request instead of automatically furnishing them to all employees.
FSA / HRA / HSA
Encourage Employees to Use Their FSA Funds Before Year-End
As the end of the year approaches, it's a great time to remind employees to take full advantage of their Flexible Spending Account (FSA) benefits.
ACA Reporting
Question of the Week – Coverage for an Employee’s Domestic Partner
Q: Is an employer required to offer health plan coverage to an employee’s domestic partner?
Employers
Tips for Employers to Protect Data
During the ninth annual National Tax Security Awareness Week, the IRS and its Security Summit partners identified important steps to reduce the risk of tax scams and identity...
Employers
New Framework Supports Inclusive AI in Hiring for Disabled Job Seekers
Learn how the AI & Inclusive Hiring Framework ensures accessible, equitable AI hiring practices for all, focusing on inclusion for disabled job seekers.
ACA Reporting
Why Applicable Large Employers Must Offer Affordable, Minimum Value Health Plans
Employers that don’t offer affordable, minimum value coverage to full-time employees risk incurring large monetary penalties.
FSA / HRA / HSA
Direct Deposit for FSA
Benefit Allocation Systems provides easy and accurate flexible spending account (FSA) and health reimbursement account (HRA) services.
Employers
Publication 15-B: a Key Resource for Employers
The IRS released an updated draft of Publication 15-B providing guidance on the tax treatment of employer-provided benefits.
ACA Reporting
The Importance of Offering Compliant and Comprehensive Medical Plans
Many plans offered by insurance companies fail to meet Minimum Essential Coverage, Minimum Value, and Medicare Part D standards despite appearing to provide robust benefits.
ACA Reporting
ACA Hours Upload in MyEnroll360
Tracking employee work hours is an important part of Affordable Care Act (ACA) compliance.
ACA Reporting
Common Challenges in ACA Reporting and How to Avoid Them
Accurate reporting is important to avoid penalties and ensure compliance. Here are some common challenges in ACA reporting and tips to navigate them effectively.
Employers
Required Notices for Employers with Calendar-Year Plans
As employers with calendar-year plans gear up for open enrollment, a critical part of preparation is gathering all required notices for annual distribution to plan participants.
ACA Reporting
Important ACA Compliance Timeframes
Employers who use BAS for ACA data collection and reporting should pay close attention to upcoming compliance dates.
Employers
IRS Releases Draft of Updated Publication 969: Key Changes for Health Savings and Tax-Favored Health Plans in 2025
The IRS updated guidance for various health-related savings accounts and tax-advantaged plans.
ACA Reporting
Understanding the Differences Between Code 1A and 1E on Form 1095-C
Two common codes used on Line 14 of the form are Code 1A and Code 1E , which refer to different types of offers and reporting requirements.
Employers
COLA Increase Impacts Benefits
The annual Social Security cost of living adjustment may influence benefit decisions.
ACA Reporting
Safe Harbor Compliance Review
Employers should review their affordability safe-harbor designations for ACA compliance.
ACA Reporting
End-of-Year Reminder: Entering Hours for ACA
It's important for employers to ensure that all employee hours are accurately captured for ACA compliance.
FSA / HRA / HSA
Eligible FSA Expenses
BAS offers FSA clients and their employees access to a table identifying expenses eligible for reimbursement.
ACA Reporting
Final ACA Forms and Instructions
As these forms play an important role in Affordable Care Act (ACA) reporting, it’s important for HR professionals to familiarize themselves with any changes and begin...
Employers
State Voting Leave Requirements
With the Presidential election approaching, HR professionals should be aware of state laws requiring employee time off for voting.
Employers
MSP Reporting Requirement Effective Now
The Centers for Medicare and Medicaid Services (CMS) issued final rules imposing civil money penalties on Medicare Secondary Payer (MSP) reporting violations.
ACA Reporting
Preparing for ACA Compliance
These forms must be distributed to employees and filed with the IRS by early next year, making fall the ideal time to start organizing and ensuring compliance with ACA...
FSA / HRA / HSA
Question of the Week - HRA Reimbursement Timeframes
Q.- What is the maximum time period an HRA can allow for submitting expenses for reimbursement?
ACA Reporting
Pay or Play Penalties under ACA
Some employers may incur penalties if they fail to provide health coverage to at least 95% of their full-time employees.
Employers
Reimbursement for Business Travel
The IRS has introduced new per diem rates for business travel beginning October 1, 2024.
ACA Reporting
Increase in 2025 Affordability Percentage
The IRS released the percentage number health plans must use in 2025 to determine if the cost of coverage is affordable for ACA compliance.
Employers
Question of the Week - Medicare Part D Notice of Creditable Coverage
Q.- We have a fully insured health plan. Do we still need to distribute a Medicare Part D Notice of Creditable Coverage?
Employers
State Required Leave for School Events
Several states have laws requiring employers to provide leave for parents to attend their children's school events.
ACA Reporting
Instructions for 2024 Forms 1094/1095-B
These forms are used to report information about individuals who are covered by minimum essential coverage (MEC) during the tax year.
Billing
BAS Leave of Absence Billing and Collection Services
Processing insurance premiums starts with effective billing and collection practices.
Employers
Timekeeping Tracking Assistance
The U.S. Department of Labor has a free Timesheet App designed to help employees and employers track work hours.
Employers
Medical Loss Ratio (MLR) Rebates: A Guide for Employers
The Medical Loss Ratio provision of the Affordable Care Act (ACA) requires health insurers to spend a certain percentage of premium dollars on healthcare services and quality...
HR Compliance
New HIPAA Rule on Protected Health Information and Reproductive Health Care
The Department of Health and Human Services (HHS) issued a final rule that impacts employer-sponsored group health plans and their business associates (“Covered Entities").
COBRA
Question of the Week - New Company and COBRA
Q.- If a company is new, is it subject to COBRA this year? They would have had 0 employees for 50% of 2023.
FSA / HRA / HSA
Understanding FSAs, HRAs, and HSAs
The three types of account-based medical plans have distinct features, benefits and requirements.
ACA Reporting
The Educational Exception for Counting Full-Time Hours Under the Affordable Care Act
With teachers returning from summer break, this is a good time to recall the educational exception for counting full-time hours under the ACA.
Employers
Document Reference Library in MyEnroll360
MyEnroll360 provides employers the ability to create a comprehensive reference library for centralizing Human Resources documents.
Employers
Question of the Week - Labor Day and Work
- Are we allowed to require some employees to work on Labor Day? - Yes, there are no federal rules requiring Labor Day to be provided as a non-work day.
ACA Reporting
Reminder of the Affordable Care Act's Employer Shared Responsibility Provisions
ALEs must offer affordable minimum essential coverage that provides minimum value to their full-time employees (and their dependents) or potentially make an employer shared
ACA Reporting
Key ACA Tax Provisions for Employers
The size and structure of your workforce play an important role in determining which provisions of the ACA apply to your business.
ACA Reporting
Determining Full-Time Status Under the Affordable Care Act: Monthly Measurement Method vs. Look-Back Measurement Method
There are two different formulas an employer may use to determine if an employee must be offered health coverage.
Employers
MyEnroll360 Life Event Module
MyEnroll360 can help employers manage life events to ensure only permitted, approved changes are allowed.
COBRA
Options and Best Practices for Collecting Premium Payments for Benefits During FMLA Leave
Collecting premium payments for benefits provided during FMLA leave does not have to be a challenge.
Employers
Question of the Week - Small Employer Health Coverage
Q.- We are a small employer with 22 employees. We offered our employees a health insurance plan last year but it is costly for us and we don’t want to offer it next year. Is that
ACA Reporting
Important Topic for Employers: Ensuring Accurate Data Collection for ACA Reporting
Employers can follow these tips to ensure they collect accurate and comprehensive data for ACA reporting.
HR Compliance
New Hire Waiting Period Management in MyEnroll360
Employers understand the importance of managing new hire waiting periods efficiently and precisely.
Employers
Question of the Week - PTO for New Child
Are we required to give paid time off to an employee who has a baby? Under the Family and Medical Leave Act (FMLA), eligible employees are entitled to take...
ACA Reporting
Understanding the ACA Requirement for Reporting Social Security Numbers on IRS Form 1095-B/C
with Our Affordable and Accurate Solution One of the key administrative aspects of the Affordable Care Act (ACA) that HR professionals must navigate is the requirement to...
Employers
Termination Access Controls in MyEnroll360
Control is critical for managing employee terminations and coverage adjustments.
Employers
DOL Guidance on FMLA Leave
Department of Labor released an informative PowerPoint presentation on the Family and Medical Leave Act.
ACA Reporting
IRS Releases Draft Versions of 2024 ACA Reporting Forms
The IRS released draft versions of IRS Forms 1095-B, 1095-C, 1094-B, and 1094-C for the 2024 reporting year.
ACA Reporting
BAS’ ACA Compliance and Data Entry
With its user-friendly compliance tools, BAS takes the stress out of ACA administration, providing robust support for record-keeping, tax forms, and IRS e-filing.
Employers
Navigating Educational Assistance Programs: A Guide for HR Professionals
New IRS guidance on Educational Assistance Programs provides welcome direction for employers.
COBRA
Question of the Week - COBRA for Foreign Companies
Q.- Our company is based in the United Kingdom. We have a small U.S. workforce of 8 employees. Do we need to offer someone COBRA when they terminate employment since fewer than 20
ACA Reporting
Understanding Health Plan Waiting Periods for ACA Compliance
The ACA sets specific guidelines that employers must follow to ensure their health plans comply, particularly when it involves the timing of employee enrollment.
FSA / HRA / HSA
The Benefits of Direct Deposit for FSA and HRA Reimbursements
Benefit Allocation Systems provides easy and accurate flexible spending account (FSA) and health reimbursement account (HRA) services.
ACA Reporting
Understanding the Employer Mandate Under the Affordable Care Act
Certain employers must offer health coverage to their employees or pay tax penalties.
ACA Reporting
The Importance of Accuracy in ACA Form 1094/1095 Reporting
These forms, which report health coverage information to the IRS and communicate whether employers are meeting their obligations under the ACA, carry significant implications...
Employers
Upcoming Medicare Part D Prescription Drug Changes
Changes to Medicare Part D will impact some employers’ creditable coverage status.
Employers
Dependent Eligibility Audits
Dependent eligibility audits save employers valuable benefit dollars and resources.
ACA Reporting
Navigating ACA Compliance for Summer Help
Understanding how the ACA works with temporary summer employees is important to avoid penalties and ensure smooth HR operations.
Employers
Updated Publication 15-B
Publication 15-B helps employers understand the tax implications of various employee benefits.
Employers
AI and Employment Actions
The Department of Labor (DOL) issued Field Assistance Bulletin (FAB) 2024-1, providing guidelines on the use of artificial intelligence (AI) in administering the Fair Labor...
COBRA
Avoid COBRA Complaints with CCS
When administering COBRA, it is important to have a trusted partner who knows the COBRA rules and requirements.
ACA Reporting
Review Offers of Coverage After OE
It is important to review open enrollment offers and elections to ensure ACA compliance.
ACA Reporting
IRS Seeks Comments on ACA Reporting Forms
with Our Affordable and Accurate Solution The Internal Revenue Service (IRS) is the key player in the administration of the Affordable Care Act (ACA), primarily through its...
Employers
Reports to Track OE Progress
Employers with fiscal year plans may be actively engaged in 2024 Open Enrollment.
ACA Reporting
Understanding the Affordable Care Act's Employer Mandate and Compliance Obligations
Employers should understand ACA compliance and look out for common mistakes that may lead to tax penalties.
Employers
MyEnroll Library Repository
MyEnroll360 allows you to create a comprehensive reference library of Human Resources documents.
Employers
New EEOC Rule Strengthens Workplace Protections for Pregnant Workers
There is a new rule employers must follow to comply with the Pregnant Workers Fairness Act.
Employers
Offering Coverage to New Hires
If a newly hired employee is hired into a full-time position (reasonably expected to be a full-time employee), the newly hired employee is automatically considered a...
COBRA
Question of the Week - Domestic Partners and COBRA
Q.- We are revising our health plan eligibility requirements and will no longer cover domestic partners. Do we have to offer a COBRA election to the covered domestic partners who
Employers
Security During Natural Disasters
The Internal Revenue Service (IRS) emphasizes the importance of safeguarding tax and financial information as part of disaster preparedness.
COBRA
Question of the Week - Enrollment After COBRA
Q:- If a member exhausts COBRA, how long do they have to enroll onto their new employer’s medical plan (assuming the waiting period was satisfied)?
Employers
EEO-1 Data Collection: Guidelines and Deadlines for Employers
Employers across the United States are gearing up for the upcoming EEO-1 data collection procedure, a critical aspect of ensuring equal employment opportunities.
Open Enrollment
MyEnroll360 Reports for Open Enrollment Tracking
MyEnroll360 includes a robust selection of reports to track activity during New Hire and Annual Open Enrollment Periods.
Employers
New Overtime Salary Rule
A new DOL Rule requires employers to either re-classify or increase salaries for some exempt employees by July 1.
COBRA
Question of the Week - Aging Out and COBRA
Q.- We are struggling with how we are to know when dependents turn 26 and lose coverage under our health plan. Are we required to track dependent ages and provide COBRA notices to
ACA Reporting
Understanding Letter 226-J: IRS Notices for Employer Shared Responsibility Penalties
Applicable Large Employers (ALEs) are required to offer affordable health coverage to their full-time employees or pay a tax penalty.
FSA / HRA / HSA
Comparing HRAs and HSAs
Health Savings Accounts (HSAs) and Health Reimbursement Arrangements (HRAs) are both popular tools for managing healthcare expenses, but they have distinct features and...
Employers
Streamlining HR Document Management with MyEnroll360's Reference Library Feature
MyEnroll360 offers employers the capability to establish a comprehensive repository for organizing Human Resources materials.
ACA Reporting
Challenges and Solutions for ACA Data Collection
One of the most prevalent issues is data discrepancies, where inconsistencies or inaccuracies arise between different sources of information.
Employers
What Employers Need to Know for Prescription Drug Data Collection (RxDC)
The Prescription Drug Data Collection (RxDC) program, established by the Consolidated Appropriations Act of 2021, requires insurance companies and employer-based health plans...
COBRA
Class Action Settlement: Former Employees Allege Misleading COBRA Notices
Employers should make certain their COBRA notices do not intimidate or mislead continuants.
Employers
Tips for Tracking Variable Hour Employees
It’s important to have a process for tracking hours for employees with varying work schedules.
COBRA
COBRA Overview
COBRA, the Consolidated Omnibus Budget Reconciliation Act, ensures individuals covered by employer group health coverage are able to continue that coverage upon the...
ACA Reporting
Form 1094 Transmission Deadline
Employers subject to the employer shared responsibility provisions of the Affordable Care Act should have distributed their 1095 Forms to full-time employees and covered...
ACA Reporting
State ACA Reporting Requirements
Some employers may have to transmit information about offers of health coverage to their state in addition to the federal ACA reporting requirement.
Employers
BAS' Electronic Data Interchange (EDI) Service: Streamlining Employee Data Management
BAS revolutionizes data management with its Electronic Data Interchange (EDI) module, seamlessly integrated into MyEnroll360.
ACA Reporting
Changes to ACA ESRP Penalty Amounts
These provisions mandate that certain employers offer affordable health insurance coverage to their full-time employees and their dependents.
Employers
Importance of Cafeteria Plan Nondiscrimination Testing
Cafeteria plans should be tested to make sure they are not favoring highly compensated employees.
HR Compliance
Another Compliance Date - HIPAA Breach Notifications Due Today!
Covered entities experiencing a breach of unsecured protected health information must report the breach to the OCR.
Employers
Calendar Year Plan Medicare Part D Disclosure Due Today!
Employers offering prescription drug coverage to Medicare-eligible individuals must disclose plan creditable status information to CMS annually.
ACA Reporting
Addressing Employee Inquiries about Affordable Care Act Reporting
Here are common questions employees may ask and suggestions on how to respond: What is Form 1095-C?
Employers
Manage Employee Contacts In MyEnroll
MyEnroll360 offers an Emergency Contact module which simplifies the collection and management of important employee contact information.
HR Compliance
HR Professionals Guide for DOL Poster Compliance
Understanding these requirements is essential for HR professionals to ensure their organization remains in adherence to applicable labor laws.
ACA Reporting
HR Tasks and Form 1095-C: Demystifying Line 16
with Our Affordable and Accurate Solution As the deadline for furnishing Form 1095-C approaches, HR professionals are gearing up for the meticulous task of completing Lines...
Employers
Changes to FMLA Notice Requirement Fact Sheet
Department of Labor Updated its Fact Sheet addressing Notification Requirements under the Family and Medical Leave Act (FMLA).
FSA / HRA / HSA
Get FSA Reimbursements by Direct Deposit
Benefit Allocation Systems provides easy and accurate flexible spending account (FSA) and health reimbursement account (HRA) services.
ACA Reporting
HR Tasks and Form 1095-C: Demystifying Line 14
with Our Affordable and Accurate Solution As the deadline for furnishing Form 1095-C approaches, HR professionals are gearing up for the meticulous task of completing Lines...
ACA Reporting
ACA Timing Guide for HR Professionals
Understanding the reporting timeframes is critical to ensure accurate and timely form distribution and IRS submissions.
FSA / HRA / HSA
BAS’ Nondiscrimination Testing Services
Discover seamless nondiscrimination testing with our streamlined services. Simplifying data collection is at the core of what we do.
Employers
The Potential of Employer.gov
HR professionals must constantly stay abreast of rules and regulations impacting the workforce.
COBRA
ACA Reporting: How to Address COBRA Continuants
Employers should know their ACA compliance responsibilities for COBRA continuants.
Employers
Billing During Employee Leaves of Absence
BAS can bill, collect, and remit benefit premiums for employees on short-term, unpaid leaves of absence.
Employers
Independent Contractor Final Rule
The DOL released a final rule setting guidance to distinguish between employees and independent contractors.
FSA / HRA / HSA
Question of the Week - Health FSA Upfront Reimbursement
Q.- We started offering employees the ability to contribute to a health flexible spending account beginning 1/1/2024. An employee just submitted her first expense reimbursement
ACA Reporting
Deadline Approaching for California Health Coverage Compliance
In California, compliance with health coverage regulations is important for residents and employers alike.
Employers
Health Plan Coverage Reporting on Form W-2
Some employers must identify the cost of employer-provided health coverage on employees’ W-2 Forms.
COBRA
Question of the Week - ICHRA and COBRA
Q.- We contribute to an Individual Coverage Health Reimbursement Account for our employees to purchase their own health coverage. Do we have to offer COBRA for the benefit?
Employers
Demystifying Fringe Benefits: IRS Publication 15-B
The IRS updated Publication 15-B explaining the tax treatment of fringe benefits.
ACA Reporting
The Importance of Reviewing Form 1095-C
with Our Affordable and Accurate Solution In the intricate realm of HR management, ensuring compliance with the Affordable Care Act (ACA) is not just a legal obligation but a...
ACA Reporting
Reminders for ACA Compliance in the New Year
At the beginning of the new year, businesses must gear up for Affordable Care Act compliance.
Employers
Electronic Distribution of Forms 1095
Employers should consider the benefits of sending ACA 1095 Forms electronically.
ACA Reporting
Important ACA Compliance Timeframes
If you use BAS for your ACA data collection and reporting, please pay close attention to upcoming compliance dates.
ACA Reporting
Navigating Affordable Care Act Compliance for Employers: Understanding Controlled Groups
Employers should review their affiliated companies to determine if they are part of a controlled group and subject to ACA requirements.
COBRA
Question of the Week - Small Employer for COBRA
Q.- We just hired 4 employees this week and now we have 23 employees. Before this week we never had more than 19 employees. One employee also quit. Do we have to offer that
FSA / HRA / HSA
BAS Provides Well-Trusted Health FSA Administration
Health FSA Basics A Health Care Flexible Spending Account (HFSA) allows you to set aside a portion of your salary, before-tax, to reimburse certain amounts you pay for...
ACA Reporting
Opt-Out Payments for ACA
Employers offering opt-out payments to employees who decline health coverage must verify that these employees have alternative insurance.
ACA Reporting
ACA and Documenting Offers of Coverage
One of the important aspects of ACA compliance is documenting offers of health coverage made to employees.
Open Enrollment
Question of the Week - Open Enrollment Requirement
Do we have to hold an open enrollment each year? Cafeteria plan sponsors must give employees an annual election opportunity; large ACA employers must provide effective access to
Employers
The Rehabilitation Act: Encouraging Inclusivity in the Workplace
The Rehabilitation Act empowers employers to foster an inclusive work environment.
ACA Reporting
ACA Employee Hours Upload
Employers must offer minimum essential, affordable health coverage to their full-time employees or pay a tax penalty.
ACA Reporting
More Employers Must File ACA Returns Electronically
Employers must disclose coverage and offers of coverage on an IRS form furnished to full-time employees and covered employees.
COBRA
Question of the Week - FMLA and COBRA
Q.- We have an employee going on FMLA leave. Do we give her a COBRA notice when she takes her leave?
Employers
Understanding Medicare Secondary Payer Reporting
Employers offering health insurance to their employees must understand the Medicare Secondary Payer (MSP) reporting requirements.
FSA / HRA / HSA
Simplifying Flexible Spending Account Eligible Expenses
BAS' FSA Eligible Expense Table helps employees and administrators quickly determine which expenses qualify for FSA reimbursement, streamlining the claims process.
Employers
Summary of Benefits And Coverage Requirements
The Summary of Benefits and Coverage (SBC) is an ACA-required document that provides standardized health plan information to employees during open enrollment and upon request.
Employers
Understanding Medicare Secondary Payer (MSP) Reporting
Find out what services BAS can help you with. Employers offering health insurance to their employees must understand the Medicare Secondary Payer (MSP) reporting requirements.
Employers
EEOC Proposes New Workplace Harassment Guidance
Updated EEOC guidance helps employers understand evolving standards for preventing workplace harassment and managing employer liability under federal anti-discrimination law.
HR Compliance
NIST's Revised Guidelines: Enhancing Healthcare Cybersecurity Compliance
As guardians of employees' well-being, employers know the critical importance of safeguarding healthcare data.
Employers
Question of the Week - Summary of Material Modifications
Q.- Do we have to provide a Summary of Material Modifications during Open Enrollment?
Employers
Enhanced Control Over Employee Termination Rights in MyEnroll360
In the realm of benefits administration, precision and control are important, especially when it comes to managing employee terminations and coverage adjustments.
ACA Reporting
Full-Time or Not Full-Time
Employers must be able to identify their full-time employees for ACA compliance.
Employers
Question of the Week - Self-Funded Plan
What is a self-funded health plan? A self-funded health plan, also known as a self-insured plan, is a healthcare benefit arrangement where an employer...
ACA Reporting
IRS Releases Instructions for IRS Forms 1094/1095-C and 1094/1095-B
These forms are used for the Affordable Care Act (ACA) reporting requirements. Staying ahead of the game is essential to ensure compliance.
Employers
An Overview of Paid Family and Medical Leave in the United States
Paid Family and Medical Leave (PFML) has gained prominence in the workplace as a crucial benefit that supports employees during significant life events.
COBRA
Question of the Week - COBRA Initial Rights Notice
When does an employer have to give a COBRA Initial Rights Notice? Group health plans must give each employee and spouse a general notice describing COBRA...
Employers
Employee Communications with MyEnroll360's Mass Email Manager
MyEnroll360 offers the perfect solution for disseminating critical information to employees during open enrollment.
Employers
Maximizing Medical Loss Ratio Rebates: A Guide for Employers
Employers receiving MLR rebates must understand the options for using the funds.
Employers
Employee Coverage Options Through the Marketplace
Section 18B of the Fair Labor Standards Act (FLSA), introduced by the Affordable Care Act (ACA), brings a set of obligations that HR departments must understand.
HR Compliance
Enhanced Control and Precision: MyEnroll360's New Hire Waiting Period Management
MyEnroll360 offers employers a remarkably flexible, granular, and logical framework for setting new hire benefit plan waiting periods.
Employers
Navigating the Medicare Part D Notice of Creditable Coverage: A Guide for HR Professionals
Medicare Part D Notices of Creditable Coverage must be distributed by October 15.
Employers
Question of the Week - Qualifying Event for Separation in Pennsylvania
Q.- An employee has a separation agreement with her spouse which says they must live apart for a year. She wants to drop her husband from coverage. The employee lives in
Employers
Affordable Employee Health Care Premiums in 2024: What HR Professionals Need to Know
Employers may have to reduce employee premium contribution costs in 2024 to avoid compliance issues.
Employers
Mastering EEO-1 Demographic Data Submission: A Guide for HR Professionals
The EEOC released an updated due date for employers to submit their EEO-1 demographic data.
COBRA
Question of the Week - Notice of COBRA Rate Increase
Q.- We heard that we need to tell COBRA participants of a rate change at least 30 days before the change goes into effect. Is that correct?
Employers
Customizing the MyEnroll360 Logon Notice
HR professionals have the opportunity to customize the MyEnroll360 logon notice presented to employees.
Employers
Essential Tips for Employers and Employees: IRS Guidance on Disaster Recovery
The IRS provides invaluable advice on safeguarding crucial records in preparation for unforeseen disasters.
FSA / HRA / HSA
Nondiscrimination Testing for Cafeteria Plans, Dependent Care Flexible Spending Account Plans, and Health Care Flexible Spending Account Plans
Employers must conduct nondiscrimination testing on their cafeteria plans, including the FSA components, to prevent discrimination and maintain legal compliance.
Open Enrollment
HR Alert: Review Employee Cost Sharing During Open Enrollment
Keeping employee premiums steady in 2024 may not be sufficient to avoid ACA penalties.
Employers
Proposed Changes to Overtime Requirement Salary Levels
The U.S. Department of Labor recently unveiled proposed revisions to the Fair Labor Standards Act that could have significant implications for HR professionals and employers.
Open Enrollment
Streamlining Open Enrollment Communications with MyEnroll360's Mass Email Manager
The Mass Email Manager in MyEnroll360 empowers employers to communicate swiftly and effectively during open enrollment.
ACA Reporting
Ensuring ACA Compliance: Guidelines for Opt-Out Incentives and Evidence of Other Health Coverage
Employers considering giving employees money to opt-out of employer-provided health coverage must navigate ACA rules carefully.
Employers
Navigating the Proposed Rule for Pregnant Workers Fairness Act: Insights for HR Professionals
The EEOC's proposed rule on the Pregnant Workers Fairness Act (PWFA) brings significant changes for employers.
ACA Reporting
ACA Form Primer
Understanding IRS Forms 1095-B/C and 1094-B/C: Essential ACA Reporting for HR Professionals
ACA Reporting
Simplify ACA Compliance While Entering Hours into MyEnroll360
For HR professionals seeking an efficient and hassle-free solution for Affordable Care Act (ACA) data collection and reporting, look no further than MyEnroll 360 .
Employers
Streamline HR Processes with MyEnroll360's Life Event Management Module
Discover how MyEnroll360's powerful life event module simplifies HR processes, allowing employers to manage crucial life events effortlessly while ensuring compliance and accuracy.
ACA Reporting
Understanding the New 2024 IRS Affordability Percentage for Health Coverage: Insights for HR Professionals
Staying updated with IRS regulations is vital for HR professionals to ensure compliance in offering affordable health coverage.
ACA Reporting
IRS Releases Updated Form 1095-B
As HR professionals, staying informed about crucial IRS forms is essential for ensuring compliance with applicable rules and regulations.
Employers
Understanding the CHIP Notice: A Guide for HR Professionals
The U.S. Department of Labor updated the model CHIP Notice informing employees of low cost health coverage options.
ACA Reporting
Navigating Summer Help and Affordable Care Act Compliance
As summer brings a surge in temporary employees, HR professionals must ensure compliance with the Affordable Care Act.
FSA / HRA / HSA
Question of the Week - FSA Without Medical Plan
Q.- We employ fewer than 50 employees and do not offer a medical or dental plan. Can we offer our employees a health FSA?
Employers
SEC Mandates Swift Cybersecurity Incident Disclosure: What Public Employers Need to Know
The SEC's latest rules require cybersecurity transparency for publicly held companies and registered investment advisors.
Employers
Streamline Employee Communication with MyEnroll360's Mass Email Manager
MyEnroll360's Mass Email Manager equips HR professionals with a dynamic tool to efficiently communicate with employees.
Employers
U.S. Department of Labor Investigations: Managing Evidence of Insurability (EOI) for Life Insurance Benefits
BAS’ MyEnroll360 can help employers manage the life insurance evidence of insurability process reducing potential penalties and legal challenges.
ACA Reporting
Understanding IRS Form 1095-C
Master IRS Form 1095-C: Ensure ACA Compliance & Employee Understanding. Key Elements & Importance Explained. Trust BAS for Expert ACA Data Services.
ACA Reporting
Offering Affordable Coverage
Learn about ACA Compliance for HR: Affordable Care Act (ACA) explained, Safe Harbors, & IRS guidelines. Stay compliant with our expert insights!
Employers
Streamlining Employee Work Location and Title Tracking with MyEnroll360
Efficiently manage employee work locations & titles with MyEnroll360. Streamline HR processes & gain valuable insights. Learn more now!
Employers
Understanding the New NLRB Standard: Employee vs. Independent Contractor Classification
Stay compliant with NLRB's new standard on worker classification! Understand factors to determine employees vs. independent contractors in this article.
ACA Reporting
ACA Compliance Requirements for Employers: Avoiding Tax Penalties
Avoid ACA Penalties! Ensure Affordable Group Insurance Compliance. Protect Your Business & Employees. Stay Informed. Learn More!
Employers
Important Update: Changes to New Hire Onboarding and I-9 Verification Processes
Stay compliant with Form I-9 changes! Ensure in-person document inspections for new hires. Act now to protect your business.
Brokers
Protecting Against Spear Phishing: Crucial Measures for HR Professionals and Group Insurance Brokers
Defend against sophisticated spear phishing attacks. Stay vigilant with awareness training & robust defenses. Safeguard your business now!
ACA Reporting
Question of the Week - Health Coverage Requirements for Employees
Applicable large employers must offer coverage to full-time employees, while small employers may have state-specific rules.
Employers
Enhancing Security with MyEnroll360's Multifactor Authentication
MyEnroll360's multifactor authentication system provides enhanced security for HR professionals and employees. Learn more about its benefits today!
Employers
Health Care Reform: Calculating Full-Time Status for New Hires
Optimize ACA compliance: Calculate full-time status for new hires. BAS provides essential guidance for HR professionals and insurance brokers.
COBRA
Understanding COBRA Administration: Do You Need to Charge a 2% Fee?
Learn about charging COBRA continuants in HR and group insurance. Understand the 2% administrative fee and Department of Labor guidelines. Stay informed!