Questions about your benefits? Contact your HR administrator.
Multi-employer plan administration requires member-level operational separation, coordinated billing, and consolidated reporting — a combination most vendors weren't designed for. BAS was built for exactly this structure. Multi-employer complexity is the standard operating environment here, not an exception.
Associations, MEWAs, and ERISA Trusts each carry different governance requirements, funding structures, and administrative obligations. BAS maintains dedicated expertise across all three.
Member-based benefit programs offered by trade associations, professional associations, or chambers of commerce to their member employers. Administration spans multiple participating organizations under a single governed program, with each employer maintaining its own eligibility and billing configuration.
Multiple Employer Welfare Arrangements provide health and welfare benefits to employees of two or more unrelated employers. MEWAs are subject to both federal ERISA requirements and state insurance regulation, creating a complex dual compliance environment that requires specialized administrative infrastructure.
Formal trust structures subject to ERISA fiduciary obligations, typically governed by a board of trustees representing both employer and employee interests. ERISA Trusts require documented fund management, annual audit support, and rigorous compliance administration, including CPA-managed trust accounting and Form 5500 support.
Multi-entity enrollment, life events, and carrier updates coordinated by BAS across member organizations.
Explore Enrollment Administration →Guided enrollment, communications, and eligibility workflows for employees starting benefits across member groups.
Explore New Hire Onboarding →Dependent documentation, review workflows, and eligibility records maintained consistently across member organizations.
Explore Eligibility Audits →Premium billing and payment tracking coordinated across member groups with documented reconciliation workflows.
Explore Direct Billing →Retiree invoicing, payment tracking, and account support administered across member organization populations.
Explore Retiree Billing →Premiums and expenses allocated, invoiced, and reported by member organization, location, or division.
Explore Location-Based Billing →Notices, elections, billing, and participant records administered consistently across all member organizations.
Explore COBRA Administration →Eligibility tracking, 1094/1095 preparation, filing support, and ACA reporting across member employer groups.
Explore ACA Reporting →Multi-employer trust and association benefits administration with segmented visibility and governance documentation.
Explore Association Administration →BAS coordinates enrollment, eligibility, billing, compliance, reporting, and participant support through one centralized operational administration layer, while preserving member-specific segmentation and association-wide governance oversight.
When a member organization processes an eligibility change, the downstream workflows — billing recalculation, reporting updates, carrier coordination, and audit records — must remain synchronized. BAS coordinates this across the consortium without requiring separate manual processes at the association level.
Administration is coordinated operationally according to provided plan, member organization, and association governance requirements. Legal compliance responsibility remains with the plan sponsor.
How BAS Handles It
Each member organization's eligibility criteria is applied independently within the centralized system.
Premium allocation is updated across the affected accounts with reconciliation workflows documented.
Association-wide and member-level reports remain synchronized and accessible through MyEnroll360.
Governance documentation is maintained in a centralized record accessible for association-level review.
Participants receive consistent service experience regardless of which member organization they belong to.
Operational outcomes from complex multi-entity environments where administration, billing, and governance were centralized and stabilized.
26,000+ trust participants under one governed billing and COBRA operation. 60+ employer groups onboarded in six weeks
BAS implemented billing and COBRA workflows across 60+ employer groups in six weeks, scaling to support 26,000+ participants across the trust.
Six service lines and union-specific eligibility consolidated under one program for a public sector consortium
BAS implemented onboarding, benefits administration, retiree billing, ACA administration, COBRA administration, and union-specific eligibility and contribution workflows for a public sector consortium.
Pension election data consolidated across 90+ employer groups, eliminating 80+ hours of monthly manual processing
BAS built a custom employer portal with standardized file upload specifications and automated a direct data feed to the trust's financial institution, replacing an entirely manual collection and consolidation process.
BAS connects with member HRIS platforms, payroll systems, carriers, and administrative systems through API, EDI, file exchange, and structured workflow support. Existing member-organization systems do not need to be replaced for BAS to coordinate administration centrally.
View Integration CapabilitiesMember Eligibility Conflict
Varying eligibility criteria across member groups create enrollment inconsistencies that surface as compliance and reporting problems.
Consortium Billing Allocation
Billing allocation exceptions across member organizations create reconciliation work that cannot be resolved through manual processes.
Multi-Entity Reporting
Association leadership needs consolidated reporting visibility without compromising member-organization data separation.
BAS operates as a centralized administration layer that coordinates enrollment, billing, compliance, reporting, and participant workflows across all member organizations within one governed system. Each member organization maintains its own data, eligibility rules, and operational visibility while the association retains centralized oversight and reporting access.
