Questions about your benefits? Contact your HR administrator.
Some client groups require more than standard enrollment and COBRA administration. Complex eligibility rules, association plans, retiree billing, and unusual plan structures demand an administration partner built for exceptions, not just the average case.
Enrollment, billing, compliance, and reporting handled under one BAS account team, so brokers aren't left coordinating between separate administration vendors.
Explore Services →Employee elections processed accurately and confirmed across carriers each cycle.
Explore Enrollment Administration →New hires enrolled and confirmed with consistent data and carrier alignment.
Explore New Hire Onboarding →Billing and payment activity tracked and reconciled across carriers with structured administration and reduced manual intervention.
Explore Premium Billing →Employee premiums invoiced, collected, and tracked outside of payroll.
Explore Direct Billing →Retiree invoicing and payment tracking maintained so broker clients with legacy populations have a covered billing solution without managing it themselves.
Explore Retiree Billing →Notices, elections, and premium billing executed within required regulatory timelines.
Explore COBRA Administration →ACA eligibility maintained and 1094/1095 filings prepared so broker clients meet federal reporting requirements without the broker managing compliance tracking.
Explore ACA Reporting →Dependent coverage confirmed and maintained with documented verification records.
Explore Eligibility Audits →BAS operates as the administrative layer behind the broker relationship, coordinating eligibility, enrollment, billing, participant support, and compliance activity while brokers stay focused on advising clients and growing their book.
COBRA is the most process-intensive compliance service in benefits administration. Every step — from qualifying event capture to premium reconciliation — runs through a governed workflow. BAS handles each stage to completion, with no manual dependency and no step left untracked.
COBRA is administered in accordance with requirements. Legal compliance responsibility remains with the plan sponsor.
How BAS Handles It
Employer or HR data triggers automated intake workflows.
Notice is drafted, formatted, and delivered to meet regulatory timelines.
Coverage deadlines are monitored individually and closed out on record.
Invoices issued, payments collected, and billing reconciled each cycle.
Every action is timestamped and documented for compliance review on demand.
Real outcomes from complex environments where administration, billing, and compliance were centralized and stabilized.
Saved 20+ hours per week by centralizing billing across a multi-employer trust
Retiree billing and COBRA were implemented across 60+ employer groups in six weeks, scaling to support 26,000+ participants.
Eliminated billing gaps for a rotating workforce with non-standard schedules
Premiums were prorated and collected annually, ensuring continuous coverage for employees working 13-week on/off cycles.
Restored broker credibility and maintained a 20+ year client partnership after COBRA administration failures
BAS automated COBRA notices, compliance tracking, and reporting, eliminating untimely notices and giving the broker real-time visibility to demonstrate compliance across all client groups.
BAS connects to the HRIS platforms, payroll systems, and carriers your clients already use. Nothing in their existing tech stack needs to change. Administration simply runs through a structured layer beneath it.
View Integration CapabilitiesEnrollment Gap
Coverage lapses surface as carrier disputes months after the event.
COBRA Compliance
Missed COBRA notices expose the plan sponsor to federal penalty risk that reaches back to the broker.
Premium Reconciliation
Billing exceptions accumulate and delay premium payment, damaging carrier relationships across the plan.
BAS operates as a behind-the-scenes administrative partner. We handle enrollment, billing, COBRA, and compliance for your clients under a structured operational model, without competing for the advisory relationship. You retain full credit for a clean, responsive client experience.
