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Complete & Affordable Catholic Healthcare Plans
Reta Trust provides Catholic healthcare to US Dioceses and Catholic Organizations that are aligned with the teachings of the Roman Catholic Church. Complete solutions for medical, dental, vision and more with comprehensive online enrollment, administration & compliance.
Learn More about Reta Trust. Reduce costs, save time and be aligned with Catholic Ethical Directives.
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Complete Catholic-Focused Health Insurance

Conforming to the ethics, teachings & directives of the Roman Catholic Church
Catholic ERDs
Reta’s audited compliance with Catholic Ethical & Religious Directives
Broker / Consultant Friendly
We love brokers & consultants, and we’ll work closely with yours, so everyone stays in the loop. During implementation, renewals, and throughout the year, we’ll value your important advisors.
Comprehensive Plans
A wide range of comprehensive medical, dental & vision plan options.
High Tech
State of the art technology for benefit administration & personalized employee benefits communications and participant call center.
Purchasing Power
Leveraging Reta’s size and purchasing power to manage healthcare costs and administrative expenses.
Wellness
A wellness program that also offers disease management and care management features.
Premium Stability
Guaranteed cost and stability in rate adjustments year-over-year and spreading risk of claims liabilities across a large pool of employer groups.
Non-profit
Reta Trust is non-profit employer trust that has provided affordable, quality healthcare for employees and members of Catholic organizations nationwide for over 40 years.
COBRA & ACA
Compliance services for COBRA and ACA Reporting.

Real People. Real Reta.

There are good reasons why Reta continues to add new members as they bring increasing value to those they serve.
But this story is best told by the Real People of Reta.

The Leading Catholic-Focused Healthcare Solution

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Catholic Directives and Reta
The Ethical and Religious Directives for Catholic Health Care Services, sometimes referred to as ERDs, are published by the National Conference of Catholic Bishops. And because of Reta’s self-funded status, the Trust can create a Catholic healthcare plan by excluding benefits that conflict with the ERDs.

The Catholic Directives are based on two objectives:

First, to reaffirm the ethical standards of behavior in healthcare that flow from the Catholic Church’s teachings about the dignity of the human person.

Second, to provide authoritative guidance on certain moral issues that face Catholic healthcare today.
Quick Quote
In less than 5 minutes, you can use our online proposal submission application to provide the necessary information about your organization and receive a proposal in 3-5 days.
Get a Proposal
Speak with Reta
Have an Insurance Broker/Consultant?
We love brokers/consultants, and yours can participate with us at any level you want.

Many of our brokers/consultants perform the account setup for their clients. And, some even share the administration fees.

Your brokers/consultants can contact us at 1.800.945.5513 to discuss becoming a partnership, get a quote, and arrange for a private system demonstration. We'll even give big discounts for blocks of business!
Reta Plans
A big benefit of becoming a member of Reta Trust is the variety of healthcare and wellness benefits we have to offer. A wide array of medical, pharmacy, dental and vision plans, along with a robust set of wellness programs, means our Trustors can offer more choices to their employees.

Additionally, since Reta serves over 30,000 members from Catholic Dioceses and organizations nationwide we can partner with the leading national healthcare plans to offer the most comprehensive provider networks.
Cost Management & Wellness
Managing healthcare costs is one of the primary goals of the Reta Trust — and part of our founding mission and promise to keep plans affordable.

And to make that happen, Reta continues to leverage internal and external controls, as well as preventative programs, that have a significant impact on keeping costs and premium rates down.
Reta Pricing and Underwriting
Core to Reta’s mission statement is our pledge to provide access to affordable, quality healthcare for employees and members of Catholic entities.

Delivering on our mission means paying particular attention to how we set pricing and re-set renewal rates. Reta maintains a pricing model that is fair to groups of all sizes and completely transparent.

That is why we have been able to meet and exceed the expectations of Catholic employers for more than four decades
A Member Operated Trust
Imagine a health insurance plan for clergy, women religious and lay staff of Catholic organizations that is governed by employer members and compliant with the social and moral teachings of the Catholic Church. Look no further.

That is precisely what the Reta Trust is all about. For more than 40 years, Reta has proudly served Catholic organizations with an unwavering commitment to offer employees comprehensive, low cost, efficiently managed and ethically compliant healthcare plans through a process of collaboration with member dioceses.
Reta’s Healthcare Plans Include Communications, Enrollment, Compliance and Administration Services
One of the distinct advantages of being a Reta Trustor is that communications, enrollment, plan administration and state and federal compliance services are all included in the cost for healthcare coverage that Reta provides.

Our integrated approach and technology solutions allow Reta to manage all aspects of these services to provide a seamless experience for our members