Q.- An employee is moving to work for us from Texas. His family members are not moving for a few months. He wants to know if he can wait to add his children to his coverage when they move. Will this be recognized as a permissible mid-year change event?
A.- Maybe. Change in residence is a change in status event only if the change in residence impacts eligibility for coverage. If you only have an HMO which is not useful for his dependents in Texas, the move may be recognized by the IRS as a permissible mid-year change event.