Q.- We have a participant who had dental work done when she was in Mexico. She paid out of pocket. Can she submit her receipt for reimbursement from her Health FSA?
A.- Medical coverage obtained out of the U.S. may be eligible for reimbursement from a health FSA. The participant must be able to submit a proper receipt in order to be reimbursed for the expense. A proper receipt must show service provider's name, patient's name, date of service, medical services/supplies provided, and amount of claim.
In our experience, foreign receipts often do not contain all of the data points necessary for proper FSA documentation. If the receipt does contain all of the data points, the expense will be eligible for reimbursement from the participant's FSA. If the receipt is missing one or more of the required data elements, the participant should be prepared to know that the claim will be denied.