Q.- An employee enrolled in family coverage under our High Deductible Health Plan with Health Savings Account. She is now telling us that her husband has an FSA at his employer. Is she even eligible to participate in our HDHP/HSA?
A.- No. If your employee has family coverage under your HDHP/HSA, your employee’s spouse cannot participate in an FSA that is not limited in purpose. The employee will be ineligible for the HDHP/HSA.